Purpose

For purchasing new passenger vehicles in the primary market.

Borrower

Employees of budgetary organizations of the Republic of Uzbekistan.

Loan amount

up to 800 million UZS

Loan term

up to 60 months

Down payment

at least 25%

Interest rate

• 24.5% — with a down payment of at least 25%

• 23.9% — with a down payment of at least 30%2

• 2.9% — with a down payment of at least 40%

• 21.9% — with a down payment of more than 50%

Schedule type

Annuity or differentiated (monthly)

Bank partners

Official dealers UzAuto Motors, ADM Jizzakh, and other dealerships contracted with the Bank.

Collateral

• The purchased vehicle;

• prior to pledge registration — an insurance policy or other collateral at 125–130%;

• VIN-based collateral is possible;

• collateral value — up to 100% (up to 90% with a down payment from 30%).

Passport or identification ID card;

Vehicle purchase agreement;

If the down payment exceeds 40% — active card turnover for the last 6 months and self-employment certificate.