Family mortgage
Everything for a confident home purchase
01. Government support
The mortgage is issued under state programs using the resources of the Ministry of Economy and Finance.
02. Affordable down payment
Down payment — from 15% of the apartment price.
Part of the down payment may be covered by government subsidies.
03. Fixed interest rate
The interest rate is 17% per annum and applies across all regions of Uzbekistan.
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
Information Sheet
on the terms of the loan -
1. Type of loan | Mortgage |
2. Purpose of loan | Purchase of apartments on the primary market in new buildings in Tashkent and regions of the Republic of Uzbekistan. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a loan
Fill out the application on the website
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected apartment.
Fill out the form and get a response
|
Purpose |
Purchase of apartments on the primary market in new buildings in Tashkent and regions of the Republic of Uzbekistan. |
|
Loan object |
Apartments in new multi-apartment buildings that have been commissioned. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan aged 18 to 60 at the time of application. |
|
Income requirements |
Stable income for at least 6 months. With a down payment from 35%, income confirmation is not required. |
|
Amount |
Amount: Up to 1,000,000,000 UZS — for Tashkent, up to 910,000,000 UZS — for regions of the Republic of Uzbekistan. State-financed portion of the loan — up to 420 million UZS for Tashkent and up to 330 million UZS for regions; amounts exceeding the limit are financed by the bank. |
|
Term |
Up to 240 months — for loan amounts up to 420 million UZS. Up to 120 months — for loan amounts exceeding 420 million UZS. |
|
Interest rate |
From 17% per annum — depending on the source of financing. |
|
Down payment |
from 25% |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated |
|
Collateral |
The purchased apartment and other collateral in accordance with the bank’s requirements. |
|
Passport or ID card of a citizen of the Republic of Uzbekistan; |
|
Apartment purchase and sale agreement; |
|
Documents confirming income (if required) |
