O’zshahar qurilish invest
Everything for a confident home purchase
Loan amount
Up to 820 million UZS — in Tashkent.
Up to 730 million UZS — in the regions.
Loan term
Depends on the mortgage amount:
— for amounts up to 420 million UZS — term up to 240 months;
— for amounts exceeding 420 million UZS — term up to 120 months.
Interest rate
— 21% per annum — for the main part of the loan;
— 24% per annum — for loan amounts exceeding 420 million UZS.
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
Information Sheet
on the terms of the loan -
1. Type of loan | Mortgage |
2. Purpose of loan | Purchase of an apartment from the developer O’ZSHAHAR QURILISH INVEST at the shared construction stage. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a loan
Fill out the application on the website
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected property.
Everything for a comfortable home purchase
Phased financing
At the first stage, the mortgage is provided using the bank’s funds.
After the building is commissioned, part of the loan is refinanced using funds from the Ministry of Economy and Finance.
Grace period
A grace period of up to 6 months for principal repayment is provided
03. Support
The mortgage is issued for apartments from a partner developer with control over construction completion timelines — no more than 18 months.
|
Purpose |
Purchase of an apartment from the developer O’ZSHAHAR QURILISH INVEST at the shared construction stage. |
|
Loan object |
Apartments in multi-apartment buildings on the primary market, construction of which will be completed within 18 months. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan aged 18 to 60. Persons with permanent employment and stable income. |
|
Income requirements |
Continuous income for at least 9 months. |
|
Debt burden |
Monthly payments on all loans — no more than 50% of income. |
|
Loan amount |
up to 820 million UZS — in the city of Tashkent; up to 730 million UZS — in the regions. The loan amount must not exceed 85% of the property value. If the amount exceeds 420 million UZS, part of the loan is provided using the bank’s funds. |
|
Down payment |
from 15% — for loan amounts up to 420 million UZS; from 25% — for loan amounts exceeding 420 million UZS. |
|
Loan term |
up to 240 months — for loan amounts up to 420 million UZS; up to 120 months — for loan amounts exceeding 420 million UZS. |
|
Grace period |
Up to 6 months for principal repayment. |
|
Interest rate |
21% per annum — during the construction stage; 24% per annum — for the part of the loan exceeding 420 million UZS. After the building is commissioned, part of the loan is refinanced at the current mortgage rate. |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated — at the client’s choice. |
|
Collateral |
The purchased apartment. |
|
Passport or ID card; |
|
Shared construction participation agreement; |
|
Documents confirming income; |
|
Other documents — as required by the bank. |
