Online Microloan
Online microloan terms
Application in the OFB mobile app
The application is submitted remotely; funds are credited to the electronic wallet in the OFB app — without visiting a branch.
Clear terms
Rate — 30% per annum, no one-time fee. Repayment — monthly with schedule selection.
Standard requirements
Available to clients with stable income for at least 12 months. Credit history and debt burden up to 50% are considered; insurance coverage is required.
Calculate loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
Information Sheet
on the terms of the Online Microloan
1. Type of loan | Online Microloan |
2. Purpose of loan | To meet personal needs. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for an online microloan
Download the OFB mobile app
Install the OFB mobile app and log in/create your account.
Go to the “Loans” section
In the main menu of the OFB mobile app, open the “Loans” tab and select online microloan.
Apply online
Specify the amount and term, confirm the application — the decision and fund crediting will appear in the OFB mobile app.
|
Microloan type |
Online microloan. |
|
Purpose |
To meet personal needs. |
|
Target audience |
Citizens of the Republic of Uzbekistan with stable income (salary, pension, other income) who are employees of corporate clients and bank employees within the payroll project. |
|
Income requirement |
Continuous verified income for at least 12 months. |
|
Microloan amount |
From 3,000,000 to 50,000,000 UZS. |
|
Microloan term |
Up to 24 months. |
|
Interest rate |
30% per annum. |
|
Microloan currency |
National currency — UZS. |
|
Disbursement procedure |
By transferring funds to an electronic wallet opened in the bank’s system. |
|
Repayment of principal and interest |
Monthly. |
|
Schedule type |
Annuity or differentiated. |
|
One-time application review fee |
Not charged. |
|
Collateral |
Insurance policy against loan default risk. |
|
Collateral amount |
At least 125% of the microloan amount. |
|
Debt burden |
Acceptable level — no more than 50% of total monthly obligations. |
|
Passport or identification ID card; |
