For Education
Reliable support on the path to knowledge
For any educational purposes
Receive up to 250 million UZS to pay for education at universities, private schools and kindergartens, as well as professional development courses, languages and new skills.
Favorable rate
Interest rate from 25% per annum when paying at least 50% of the tuition cost from own funds.
Transparent terms
Loan term — up to 48 months, repayment — monthly, with the option to choose a convenient schedule without complex conditions.
Calculate loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
Information Sheet
on the terms of the Consumer Loan for Education
1. Type of loan | Consumer Loan for Education |
2. Purpose of loan | Payment for education in educational institutions, as well as professional development courses, language courses and other educational programs. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a consumer education loan
Leave your contact details
Specify your name, phone number, and select a convenient branch — it will take no more than a minute.
Get a consultation
A bank employee will contact you, answer questions, and select suitable terms.
Complete the microloan at the branch
Visit the selected branch, sign the agreement, and receive the microloan.
Online Application
|
Loan type |
Consumer loan. |
|
Purpose |
Payment for education in educational institutions, as well as professional development courses, language courses and other educational programs. |
|
Borrower |
Individuals — citizens of the Republic of Uzbekistan. |
|
Loan amount |
Up to 250,000,000 UZS. |
|
Loan term |
Up to 48 months. |
|
Interest rate |
25% per annum when paying at least 50% of tuition cost from own funds; 27% per annum when paying less than 50% from own funds. |
|
Loan currency |
National currency — UZS. |
|
Disbursement procedure |
Transfer of funds to the educational institution’s settlement account or to the borrower’s account in accordance with the contract terms. |
|
Repayment of loan and interest |
Monthly. |
|
Schedule type |
Annuity or differentiated. |
|
Collateral |
Personal guarantees, insurance policy against default risk, or other collateral in accordance with bank requirements. |
|
Collateral amount |
At least 125% of the loan amount (at least 130% for related parties). |
|
Debt burden |
Acceptable level — no more than 50% of total monthly obligations of the borrower. |
|
Passport or identification ID card; |
|
Contract with an educational institution |
