Reliable Mortgage
Mortgage for purchasing an apartment in a new building
01. Loan amount
Up to 1 billion UZS — in the city of Tashkent.
Up to 910 million UZS — in other cities and rural areas.
02. Loan term
Depends on the mortgage amount:
— for an amount up to 420 million UZS — a term of up to 240 months;— for an amount over 420 million UZS — a term of up to 120 months.
03. Interest rate
— 20% per annum — for amounts up to 420 million UZS;
— 24% per annum — for amounts over 420 million UZS.
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
Information Sheet
on the terms of the loan -
1. Type of loan | Mortgage |
2. Purpose of loan | Purchase of apartments in new buildings in the city of Tashkent and regions of the Republic of Uzbekistan. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a loan
1. Fill out the application on the website
Specify the loan parameters and basic details — it will take a few minutes.
2. Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
3. Complete the process
Sign the agreement and complete the mortgage for the selected storage unit or parking space.
Fill out the form and get a response
A well-designed program for purchasing housing
01. Refinancing after the building is commissioned
After state registration, part of the loan is refinanced using the funds of the Ministry of Economy and Finance.
02. Grace period
A grace period of up to 6 months for principal repayment is provided
03. Purchase from a partner developer
The mortgage is issued for apartments from a partner developer with control over construction completion atimelines — no more than 18 months.
|
Loan purpose |
Purchase of apartments in new buildings in the city of Tashkent and regions of the Republic of Uzbekistan. |
|
Loan object |
Apartments in multi-apartment buildings on the primary market, including those under construction. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan aged 18 to 60 at the application date. |
|
Income requirements |
Confirmed stable income for the last 6 months. |
|
Loan amount |
up to 1,000,000,000 UZS in the city of Tashkent; up to 910,000,000 UZS in other cities and rural areas. Part of the loan (up to 420 million UZS in Tashkent and up to 330 million UZS in the regions) is subject to subsequent refinancing using the funds of the Ministry of Economy and Finance. The remaining amount is provided using the bank’s funds. |
|
Down payment |
From 25% of the apartment value. |
|
Loan term |
up to 240 months for loan amounts up to 420 million UZS; up to 120 months for loan amounts over 420 million UZS. |
|
Interest rate |
At the construction stage: — 20% per annum for amounts up to 420 million UZS; — 24% per annum for amounts over 420 million UZS. After commissioning, part of the loan is refinanced at the current mortgage rate using the funds of the Ministry of Economy and Finance. |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated — at the client’s choice. |
|
Collateral |
The purchased apartment. Before state registration of ownership — additional collateral in accordance with bank requirements. |
|
Passport or ID card of a citizen of the Republic of Uzbekistan; |
|
Apartment purchase and sale agreement; |
|
Documents confirming income (if required) |
