Convenient refinancing
Comfortable reduction of credit burden
Loan amount
Up to 800 million UZS — in Tashkent.
Up to 500 million UZS — in the regions.
Up to 170 million UZS — for home renovation.
Loan term
From 10 to 20 years — depending on the amount and purpose of the loan.
Interest rate
The rate depends on the down payment:
from 23.5% to 24.5% per annum — for home purchase;
26.5% per annum — for renovation loans
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
Information Sheet
on the terms of the loan -
1. Type of loan | Mortgage |
2. Purpose of loan | Refinancing an existing mortgage, as well as purchasing housing or renovating real estate in the Republic of Uzbekistan. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a loan
Fill out the application on the website
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected property.
Fill out the form and get a response
Comfortable terms for your home
Suitable for different purposes
Refinancing can be used to purchase housing on the primary and secondary markets, as well as for renovation.
No extra costs
There is no one-time fee for loan consideration.
Convenient repayment
Monthly payments with the option to choose an annuity or differentiated schedule.
|
Purpose |
Refinancing an existing mortgage, as well as purchasing housing or renovating real estate in the Republic of Uzbekistan. |
|
Loan object |
Apartments in multi-apartment buildings and private houses — both on the primary and secondary markets, as well as housing renovation. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan, as well as foreign citizens with residence permits, aged 18 to 60 at the time of application. |
|
Income requirements |
Stable income over the last 6 months. |
|
Debt burden |
The total amount of monthly payments on all loans must not exceed 50% of income. |
|
Loan amount |
Up to 800 million UZS — for Tashkent. Up to 500 million UZS — for regions of the Republic of Uzbekistan. Up to 170 million UZS — for housing renovation. |
|
Loan term |
From 120 to 240 months (from 10 to 20 years). |
|
Interest rate |
23.5% per annum — with a down payment from 35%. 24.5% per annum — with a down payment from 25%. 26.5% per annum — for housing renovation. |
|
Down payment |
From 25% of the housing value. No down payment is required for housing renovation. |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated |
|
Collateral |
The acquired property. |
|
Passport or ID card; |
|
Documents for housing or renovation; |
|
Documents confirming income. |
