Bashkent
Everything for a confident home purchase
Loan amount
Up to 1 billion UZS, including:
— up to 420 million UZS — with subsequent refinancing using funds of the Ministry of Economy and Finance;
— an amount up to 580 million UZS — financed using the bank’s funds.
Loan term
Depends on the mortgage amount:
— for amounts up to 420 million UZS — term up to 240 months;
— for amounts exceeding 420 million UZS — term up to 120 months.
Interest rate
— 20% per annum, of which 18% is paid by the client and 2% is compensated by the developer;
— for loan amounts exceeding 420 million UZS — 24% per annum.
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
Information Sheet
on the terms of the loan -
1. Type of loan | Mortgage |
2. Purpose of loan | Purchase of an apartment from the developer STROY PREMIUM HOUSE within shared construction. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a loan
Fill out the application on the website.
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected apartment.
Fill out the form and get a response
Convenient terms for purchasing an apartment in a new building
Reduced interest burden
At the construction stage, part of the interest rate (2%) is compensated by the developer, making the mortgage more favorable for the buyer.
Refinancing
After the building is commissioned, part of the loan is refinanced using resources of the Ministry of Economy and Finance — without changing the contract terms.
Bank control
The loan is provided for purchasing an apartment from a partner developer with a fixed project completion period — up to 18 months.
|
Purpose |
Purchase of an apartment from the developer STROY PREMIUM HOUSE within shared construction. |
|
Loan object |
Apartments in multi-apartment buildings on the primary market, construction of which will be completed within 18 months. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan aged 18 to 60 at the application date. Persons with permanent employment and stable income. |
|
Income requirements |
Continuous confirmed income for at least 6 months. |
|
Debt burden |
Total monthly payments on all loans — no more than 50% of income. |
|
Amount |
Up to 1,000,000,000 UZS. The amount may include a part with subsequent refinancing and a part using the bank’s funds. |
|
Down payment |
— from 15% of the apartment value; — from 25% if the loan amount exceeds 420 million UZS. |
|
Term |
— up to 240 months for loan amounts up to 420 million UZS; — up to 120 months for loan amounts exceeding 420 million UZS. |
|
Grace period |
Up to 6 months for principal repayment. |
|
Interest rate |
— 20% per annum at the construction stage, of which 2% is compensated by the developer; — 24% per annum for the part of the loan exceeding 420 million UZS. |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated — at the client’s choice. |
|
Collateral |
The purchased apartment. Before property right registration — developer’s guarantee and other collateral as required by the bank. |
|
Passport or ID card; |
|
Shared construction participation agreement; |
|
Documents confirming income; |
|
Other documents — as required by the bank. |
