Mortgage for the primary market
The higher the down payment, the lower the rate
24.5% per annum
with a down payment of at least 25% of the contractual value of the property
23.5% per annum
with a down payment of more than 35% of the contractual value of the property
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
Information Sheet
on the terms of the loan -
1. Type of loan | Mortgage |
2. Purpose of loan | Purchase of an apartment or an individual residential house on the primary market in the Republic of Uzbekistan. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a mortgage
Fill out the application on the website.
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected apartment.
Fill out the form and get a response
Everything for a comfortable home purchase
Clear terms
Transparent interest rate with no hidden fees or additional charges.
Long loan term
The mortgage is issued for a term of up to 20 years to reduce the monthly burden.
Convenient repayment schedule
Choose an annuity or differentiated schedule — whichever is more convenient for you.
|
Loan purpose |
Purchase of an apartment or an individual residential house on the primary market in the Republic of Uzbekistan. |
|
Loan object |
Apartments in new multi-apartment buildings, as well as individual residential houses on the primary market |
|
Borrower / co-borrower |
Individuals with official income — salary, business income, pension, or other verified income. |
|
Income requirements |
Stable income for the last 6 months. |
|
Debt burden |
Total monthly payments on all loans must not exceed 50% of income. |
|
Loan amount |
Up to 1 billion UZS. The loan amount may not exceed 75% of the market value of the purchased property. |
|
Loan term |
Up to 240 months (up to 20 years). |
|
Down payment |
At least 25% of the value of the purchased property. |
|
Grace period |
Up to 3 months for principal repayment. |
|
Interest rate |
24.5% per annum — with a down payment from 25%; 23.5% per annum — with a down payment of more than 35%. |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated — at the client’s choice. |
|
One-time fee |
None. |
|
Collateral |
The acquired property. If necessary — additional collateral in accordance with the bank’s requirements. |
|
Passport or ID card; |
|
Agreement for purchasing housing; |
|
Documents confirming income; |
|
Other documents — upon the bank’s request. |
