Green mortgage
Comfort and savings
01. Loan for energy-efficient renovation
The green mortgage is intended to improve the energy efficiency of housing: insulation, replacement of windows and doors, installation of modern boilers and solar panels.
02. No down payment
No down payment is required to obtain a green mortgage — you can start renovations without additional savings.
03. Fixed interest rate
The interest rate is 19% per annum and applies for the entire loan term, ensuring predictable and convenient payments.
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
Information Sheet
on the terms of the loan -
1. Type of loan | Mortgage |
2. Purpose of loan | Energy-efficient home renovation — insulation, replacement of windows and doors, installation of modern boilers, solar panels, and other energy-saving solutions. Construction and reconstruction of housing are not provided for. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a loan
Fill out the application on the website
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage.
Fill out the form and get a response
|
Purpose |
Energy-efficient home renovation — insulation, replacement of windows and doors, installation of modern boilers, solar panels, and other energy-saving solutions. Construction and reconstruction of housing are not provided for. |
|
Loan object |
Apartments in multi-apartment buildings and private residential houses. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan aged 18 to 60 at the time of application. |
|
Credit history |
No overdue loan payments exceeding 30 days. Credit history must be positive. |
|
Income requirements |
Stable income over the last 9 months. |
|
Debt burden |
Total monthly payments on all loans must not exceed 50% of income. |
|
Down payment |
Not required. |
|
Amount |
Up to 340 million UZS. The loan may be issued under one or two credit lines depending on the conditions. |
|
Term |
Up to 7 years. |
|
Interest rate |
19% per annum. |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated — depending on the loan agreement conditions. |
|
Collateral |
The property being renovated. |
|
Passport or ID card; |
|
Property documents; |
|
Renovation estimate; |
|
Documents confirming income. |
