Mortgage for the secondary market
The higher the down payment, the lower the rate
26% per annum
with a down payment of at least 30% of the value of the purchased housing
24% per annum
with a down payment of at least 40% of the value of the purchased housing
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
Information Sheet
on the terms of the loan -
1. Type of loan | Mortgage |
2. Purpose of loan | Purchase of an apartment or a private residential house on the secondary market, as well as construction or reconstruction of housing. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a loan
Fill out the application on the website.
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected storage unit or parking space.
Fill out the form and get a response
|
Loan purpose |
Purchase of an apartment or a private residential house on the secondary market, as well as construction or reconstruction of housing. |
|
Loan object |
Residential real estate on the secondary market — apartments and private houses. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan aged 18 to 60 at the application date. |
|
Income requirements |
Confirmed stable income for the last 6 months. |
|
Amount |
Up to 1,000,000,000 UZS. The loan amount does not exceed 70% of the market value of the purchased housing. |
|
Down payment |
From 30% of the housing value. |
|
Term |
Up to 240 months (up to 20 years). |
|
Grace period |
Up to 3 months for principal repayment. |
|
Interest rate |
— 26% per annum with a down payment from 30%; — 24% per annum with a down payment from 40%. |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated — at the client’s choice. |
|
Collateral |
The purchased residential property. |
|
Passport or ID card; |
|
Documents for the purchased property; |
|
Documents confirming income; |
|
Other documents — as required by the bank. |
