Step into Small Business
Conditions created especially for you
Accessible start
The microloan is designed specifically for the self-employed — to start or develop their own business in services and small business.
Without excessive burden
Receive up to 5 million UZS — an optimal amount to start without high monthly payments.
Clear terms
A fixed annual rate of 25.9%, monthly payments, and crediting of funds to a card — everything is simple and transparent.
Calculate loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
Information Sheet
on the terms of the microloan Step into Small Business
1. Type of loan | Step into Small Business |
2. Purpose of loan | For the development of small business and self-employment. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to submit an application
Provide contact details
Enter your name, phone number, and select a convenient branch — it will take no more than a minute.
Receive a consultation
A bank representative will contact you, answer your questions, and select suitable terms.
Complete the installment card at the branch
Visit the selected branch, sign the agreement, and receive the OFB Profit installment card.
Online Application
|
Microloan type |
Microloan to a card. |
|
Purpose |
For the development of small business and self-employment. |
|
Target audience |
Self-employed individuals providing services in small business. |
|
Microloan amount |
From 1,000,000 to 5,000,000 UZS. |
|
Microloan term |
Up to 24 months. |
|
Interest rate |
25.9% per annum. |
|
Microloan currency |
National currency — UZS. |
|
Disbursement procedure |
Transfer of funds to a special card account opened with the bank. |
|
Interest repayment |
Monthly. |
|
Principal repayment |
Monthly, in equal installments. |
|
Schedule type |
Annuity or differentiated. |
|
Collateral |
Guarantee, insurance policy against non-repayment risk, or other collateral (movable property). |
|
Collateral amount |
At least 125% of the microloan amount. |
|
Passport or identification ID card; |
