Purpose

For purchasing passenger cars from the secondary market produced in the Republic of Uzbekistan.

Loan amount

up to 800 million UZS

Loan term

up to 48 months

Interest rate

• 26.9% — with a down payment of at least 30%

• 24.9% — with a down payment of more than 40%

Schedule type

Annuity or differentiated (monthly)

Collateral

• The vehicle purchased with loan funds;

• Additionally, a deposit pledge or other liquid property of at least 125% (130% for related parties) of the loan amount is accepted, with the right to subsequently replace the collateral with the purchased vehicle.

Vehicle requirements

• service life — no more than 3 years from the date of manufacture;

• the price must not exceed the price of a similar model on the primary market;

• a discount of 3–5% is applied for each year of use.

Passport or identification ID card;

Vehicle purchase agreement;

Report from an independent appraisal organization on the vehicle’s market value;

If the down payment exceeds 40% — active card turnover for the last 6 months and self-employment certificate.