Microloan Ishonch
Key features of the microloan
24% per annum
For employees of public sector organizations
26% per annum
For other individuals
28% per annum
For self-employed individuals
Calculate loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
Information Sheet
on the terms of the microloan Ishonch
1. Type of loan | Microloan Ishonch |
2. Purpose of loan | Financial support for personal needs. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a microloan
Leave your contact details
Specify your name, phone number, and select a convenient branch — it will take no more than a minute.
Get a consultation
A bank employee will contact you, answer questions, and select suitable terms.
Complete the microloan at the branch
Visit the selected branch, sign the agreement, and receive the microloan.
Online application
|
Purpose |
Financial support for personal needs. |
|
Microloan type |
Card-based microloan. |
|
Target audience |
|
|
Microloan amount |
From 5,000,000 to 100,000,000 UZS |
|
Microloan term |
Up to 36 months. |
|
Interest rate |
|
|
Microloan currency |
National currency — UZS. |
|
Disbursement procedure |
By transfer to a Special Card Account (SCA) opened within the JSCB “Orient Finance” system. |
|
Interest repayment |
Monthly. |
|
Principal repayment |
Monthly, in equal installments. |
|
Schedule type |
Annuity or differentiated. |
|
Collateral |
Personal guarantees,an insurance policy covering the risk of microloan default, or other collateral acceptable to the Bank. |
|
Passport or identification ID card; |
