Announcement! On measures to mitigate possible credit risks associated with the consequences of the spread of coronavirus infection

In order to mitigate possible negative consequences for business entities and individuals associated with the repayment of borrowed loans in the context of the spread of coronavirus infection (COVID 19), PJSCB "Orient Finans":1. The possibility of repayment of loans by enterprises that have a decrease in the level of cash flows and a delay in the implementation of projects due to the spread of coronavirus infection will be studied, including enterprises in the tourism and international cargo transportation industries, business entities with main counterparties in countries with the highest level of coronavirus spread, as well as enterprises whose activities may be negatively affected by measures implemented in Uzbekistan to prevent coronavirus, as well as individuals., who have no income during the quarantine period due to restrictions on the exercise of labor activity;2. Based on the results of studying the real cash flows and opportunities of clients, both legal entities and individuals, who do not have income during the quarantine period due to restrictions on employment, as well as the expected deadlines for the implementation of projects of legal entities, if necessary, the Bank is ready to consider:- for legal entities - the issue of granting a grace period for the payment of the principal debt on the loan until October 1, 2020, if necessary, based on the cash flows of the legal entity according to the appeals, the issue of granting a grace period for the repayment of accrued interest on loans;- for individuals and individual entrepreneurs - the issue of granting a grace period until October 1, 2020 to extend the deadline for payments, based on the grace period provided, by making the necessary changes to the terms of the loan agreement.In turn, based on the situation related to the introduction of quarantine, in order to prevent the spread of coronavirus infection (COVID 19), written requests for deferred loan payments will be accepted by the Bank remotely, through the following channels:- Email info@ofb.uz,- Virtual reception of the Chairman of the Management Board on the website www.ofb.uz,- telegram messenger @ofbsupport by phone number 94 655-88-99.It should be noted that it would be expedient and correct if the issue of granting benefits could be addressed and used by customers who actually had a quarantine period negatively affected their profitability. PJSCB "Orient Finans" values its customers and takes care of them.For more information, please contact the bank's call center: +998 71 200-88-99.